Many in my generation ("Boomers") are not very eager to adopt new technology. That's what this site is all about. Let's look at pay with your phone services. What it is, how it works, and is it safe. This article will not include apps that let you order and pay for products, such as Chick Fil A, Amazon, McDonalds, etc. I'll hit those in a later article. Today I'm talking about using your phone to pay in store for purchases.